Foreclosure Defense

 In many cases, it is possible to work out new financing arrangements, counsel on the sale of property or otherwise manage a foreclosure in a manner most advantageous to the homeowner without litigation. In some cases, a Chapter 13 bankruptcy may be utilized to prevent the foreclosure of a home.

Most homeowners do not realize that a foreclosure can be defended in Florida. The fact that you can defend against a foreclosure proceeding does not mean that you will prevail and not have to pay your back mortgage payments. However, if you have equity in your home it may be protected by such a defense and you may not be subjected to a fast foreclosure,  you may stand a better chance at economic survival.

If your lender has not received their monthly payments when due, you have defaulted on the mortgage and note. That does not mean that you must leave the property immediately, as is the case when a person fails to pay their rent.

A continuing default on a mortgage gives the lender a right to seek the judicial sale of your Florida residence by bringing a foreclosure action under Chapter 702 of the Florida Statutes. In almost all instances you are in the wrong not because you wanted to stop paying on the mortgage but simply because events in your life resulted in a financial inability to pay on your mortgage. Although you have defaulted and are in the "wrong" that does not mean that you have to rollover and abandon your home or just wait for the inevitable.

Foreclosure Defense Attorneys may be able to use Florida's foreclosure laws to protect your home when you face foreclosure. We strongly advise you to beware of "Non-Lawyer assistance" programs and or companies which cannot represent you and protect you in  a court of law against a foreclosure lawsuit.

Do you know the full extent of your legal rights? Have you received notice that foreclosure proceedings will begin on your home? Contact a Florida Foreclosure Defense Attorney today, to  explain your legal rights and options and put those rights to work for you. Find out how you may stop home foreclosure with the foreclosure laws of Florida. 

You must act quickly to avoid foreclosure on your home. In most cases you only have 20 days to respond to the summons and complaint. 

Financial downturns can be overwhelming, a Florida Foreclosure Defense Attorney may provide alternatives in this difficult time.

If you are considering Bankruptcy, click here